Q3 FY2026 · ended Sep 30, 2026 · Revenue $426.81M, -11.5% YoY · Filed Nov 5, 2026
Aci Worldwide, Inc. (ACIW) files with the SEC under industry code 7372, Services-Prepackaged Software. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $426.8 million and net income of $32.5 million. Free cash flow was $116.3 million. As of Sep 30, 2026 it held $218.8 million in cash and investments and $844.4 million in total debt.
Revenue
$426.81M
-11.5% vs year-ago quarter
Net income
$32.53M
-64.4% vs year-ago quarter
Operating cash flow
$119.08M
+63.0% vs year-ago quarter
Free cash flow
$116.34M
+67.1% vs year-ago quarter
EPS
$0.32
-63.6% vs year-ago quarter
Dividend per share
None
Shares outstanding
100.19M
-2.8% vs year-ago quarter
Net cash
$-625.64M
Q3 FY2026
Operating margin
14.9%
TTM
Company profile
- Industry
- Services-Prepackaged Software (SIC 7372)
- Listed as
- ACIW (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Elkhorn, NE
- SEC filer status
- Large accelerated filer
- SEC CIK
- 935036
- Former names
- TRANSACTION SYSTEMS ARCHITECTS INC (until Jun 29, 2007)
Other Services-Prepackaged Software companies
- Microsoft Corp MSFT
- Palantir Technologies Inc. PLTR
- Oracle Corp ORCL
- Sap SE SAP
- CrowdStrike Holdings, Inc. CRWD
- Shopify Inc. SHOP
- Salesforce, Inc. CRM
- ServiceNow, Inc. NOW
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $426.8M | $430.4M | $425.7M | $481.6M | $482.4M |
| Operating income | $52.4M | $44.6M | $57.5M | $108.8M | $127.7M |
| Net income | $32.5M | $31.8M | $38.3M | $64.3M | $91.2M |
| Diluted EPS | $0.32 | $0.31 | $0.37 | $0.62 | $0.88 |
| Operating cash flow | $119.1M | $70.8M | $64.2M | $121.8M | $73.0M |
| Free cash flow | $116.3M | $63.9M | $61.2M | $116.6M | $69.6M |
| Total assets | $3.1B | $3.1B | $3.1B | $3.1B | $3.2B |
| Total liabilities | $1.6B | $1.6B | $1.6B | $1.6B | $1.7B |
| Stockholders' equity | $1.5B | $1.5B | $1.5B | $1.5B | $1.5B |
| Cash and investments | $218.8M | $167.4M | $161.8M | $196.5M | $199.3M |
| Total debt | $844.4M | $849.5M | $836.6M | $849.1M | $899.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Nov 5, 2026 | Nov 5, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Aug 6, 2026 | Aug 6, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 2, 2026 | Jun 2, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
All 1004 Aci Worldwide, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.